Let us advise you

Experience shows that insurance risk management programmes are often not structured on the most advantageous basis from a cost and cover perspective.

In gaining a full understanding of your business we will discuss the risks your business faces and explain the full range of insurance and risk management solutions that we can make available to you.

An insurance risk management programme tailored to the needs of your business

Following a detailed discussion, we will tailor an insurance programme that meets your agreed requirements and objectives.

Our Approach

  1. We will provide you with advice on cover, premiums and terms and conditions - explaining fully the options available to you.
  2. It takes a skilled insurance broker to present your risk in the right way to the right insurer. Based on our comprehensive understanding of your operations, we will present your business to the insurance market, ensuring your best interests are kept foremost and allowing us to secure the most competitive terms available.
  3. It is simply not good enough for an insurance broker to just randomly obtain quotes from any insurer. We believe you need to be as selective about which insurer to use, as you would be with any other supplier!
  4. Right through the process we will ensure you are fully informed, supporting you in making appropriate decisions.



You’ll have peace of mind in knowing that you are instructing us based on the best interests of your business.

  • We take comfort from using insurers with the best financial ratings for our own insurance cover and would look to achieve nothing less for you. At the end of the day insurer security is paramount to ensure claims can be paid where necessary

Ongoing service

A dedicated contact throughout the year

Your business like all businesses will have dynamic needs and we will allocate you a dedicated service team and contacts so that we will be there for you when you need us.

A claims service that is second to none

We exist to help protect your business and of course, claims are the ultimate test. We are committed to being there for you at the time of a claim to ensure it is dealt with promptly, efficiently and to your satisfaction.

“We ensure that valid claims are settled promptly, fairly and with the absolute minimum of fuss”

Upon Renewal

Throughout the lifetime of the policy we will have an eye on the next renewal keeping your policies under constant review.

We will carry out a full review of your arrangements, well in advance of renewal.

Whilst continuity of insurer often may bring benefits, we also appreciate insurance costs are a significant part of any budget and value for money is a priority. We will undertake any necessary renewal re-marketing in association with you. As always, we will take into consideration as part of that process insurer service and support, insurer attitude, market conditions, claims settlement and current rating structure.

Operating to agreed timescales, our renewal process is intended to avoid any ‘last minute surprises’ and unless there are some abnormal circumstances, we will conclude matters well in time for renewal.

Through working closely with your organisation, CMJ Insurance Brokers will provide:

  1. A full insurance health check review
  2. Expert advice
  3. Competitive premiums
  4. Excellent in house claims service


To arrange a complimentary review of your current insurance arrangements please call 0118 940 6175

"CMJ has consistently exceeded expectations. Chris Peters has invested the time to understand our insurance needs and over time we have grown our business with them. We now have coverage of multiple properties in different geographic regions through CMJ. I look forward to the annual discussions on renewal because I know that Chris will walk me through the choices in a careful manner so that we can choose the correct coverage at the right price."



Jim S.