Insurance advice this Christmas

19 Dec 2016

If your home is left empty during the festive season, it could be an easy target for burglars.

The darker nights and Christmas in particular are an ideal time for opportunistic burglars to strike, so ensure your home is well lit and properly secured.

If you've bought someone a surprise expensive present for Christmas, for example jewellery or a watch, it shouldn't be a surprise to your insurance broker!

Whilst some policies contain automatic cover for such items, this isn't always the case. Values have increased during 2016 – for example, Rolex watches are now more expensive due to the increase in the price of gold. The end of the year is always a good time to check that you have the correct level of cover in place and are not underinsured, especially if you have higher value contents or jewellery.

Wishing you a Merry Christmas and a Happy New Year.