Private Clients >> Overseas Property Insurance

Superior overseas home insurance

If you have a home overseas, the low premiums offered by local insurance providers may prove tempting. However when you make a claim, you could find out to your cost that the deal wasn’t all it seemed.

For example you might discover that:

•    ‘all risk’ doesn’t mean what it says
•    accidental damage should have been purchased as an extra
•    buildings insurance only covers the actual brickwork
•    your coverage is invalidated by a missing buildings certificate
•    claims must be settled within a limited time (particularly with house insurance in France)
•    the settlement process is sluggish, often with unsatisfactory results

We have access to products from specialist overseas homes insurance providers. So whether you let out your overseas property as a holiday home or use it as your main residence or a second home, we can provide a tailored solution to your needs. We can even dovetail the overseas home insurance into your UK property portfolio to keep matters as simple as possible.

We also endeavour to keep you up-to-date with changes to the law affecting overseas homes, and let you know how they might affect you.

As well as assisting overseas property owners who come to us directly, we work on behalf of top notaries in the UK and France, who refer clients to us due to our expertise in the area.

Most of the overseas properties we insure fall into the high value bracket, with market values in excess of
£1 million and contents totalling £30,000 and upwards. However we can also provide coverage for lower value homes.

Please contact us to find out more about our overseas home insurance services or complete the Overseas Insurance Factfinder below and return it to us for a no obligation quotation.

 Overseas_Factfinder

Notes for completing Factfinder